Shared costs that split themselves.
Halves spots the card payments you share and splits them with the right people. You just swipe.
Use it in your browserWorks with the cards you already use
01Card payments
Every payment, sorted.
Halves works out which group or friend each card payment was for, and keeps the rest private. Each one shows the card it came from.
02Bills
Bills that add themselves.
Rent goes in on the 1st. Bills that vary take the amount from your bank and check with you first.
03Split defaults
Each group splits its own way.
Set a default once, like 60 / 40 for the two of you, and every new split starts from it.
04No app needed
Friends don’t need the app.
Add anyone by name and split with them straight away. Drop the invite link in WhatsApp, iMessage or wherever the group talks. It opens in their browser, they pick their name, and their splits are waiting.
05Receipts
Everyone picks what they had.
Scan the receipt once. Everyone taps their own items on their own phone, at the same time, and each pick lands on every receipt.
Cards
Every card you pay with, in one place.
Connect the cards you already use. Each payment keeps its card’s colour, so you can see at a glance which one paid for what.
- Read onlyConnected through Open Banking. Halves can see payments and can never move money.
- All in one feedPayments from every card arrive in one place, each marked with the card it came from.
- Private by defaultA payment reaches a group or a friend only when you add it.
Groups
Every group starts set up.
Pick what it’s for and Halves fills in the right defaults. You can change anything later.
- TripHolidays, weekends away and festivals
- HomeFlatmates, lodgers and families sharing bills
- CoupleTwo people with one running tab
- EventA birthday, a gift or a night out
- ClubA team, a class or a regular meet-up
Compare
Compared with Splitwise
Free plan against free plan, and paid against paid.
| SplitwiseSplitwise Pro | HalvesHalves Pro | |
|---|---|---|
| Price | Free£39.99 a yearor £3.99 a month | Free£29.99 a yearor £3.99 a month |
| Splits you can add each day | A fewthen wait until tomorrowUnlimited | Unlimited |
| Ads | YesNone | None |
| Scan a receipt | NoYes | Yes |
| Everyone picks their own items, on their own phone | Noone person assigns items | Yes |
| Currency conversion | NoYes | Yes |
| Search and spending insights | NoYes | Yes |
| Card payments brought in for you | NoUS only | NoYesUK banks |
| Each payment sorted to the right group | No | NoYes |
| Swipe to split or keep it personal | No | NoYes |
| iPhone, Android and the web | Yes | Yes |
Coming from Splitwise? Export a group as a spreadsheet and open it in Halves. Balances, history and people come across.
Splitwise details from splitwise.com/pro and the UK App Store, October 2026. Splitwise doesn’t publish its free daily limit. Halves Pro pricing is provisional. Splitwise is a trademark of its owner, and Halves isn’t affiliated with it. Figures in the phones are examples.
FAQ
Questions
Is connecting my card safe?
Halves connects through Open Banking, the regulated way UK banks share data with apps. You approve it in your bank’s own app, it can only read payments, and you can disconnect at any time. Halves can never move money.
Who can see my card payments?
Only you. A payment reaches a group or a friend only when you add it. Anything you keep personal stays private.
Do my friends need the app?
No. Add them by name and they’re a Placeholder until they join. Send the invite link in any chat: on a computer it opens the web app, and on a phone it opens the app if they have it and the web page if they don’t. They pick their name and take over their splits.
Can I use more than one card?
Yes. Connect each card you pay with. Payments from all of them arrive in one feed, and each shows the card it came from.
Try it on your next trip.
Free on iPhone, Android and the web. The phone apps are in beta.
Use it in your browser